Техника (Pусский)
Бесконтактные смарт-карты – лёгкая добыча ...
30.04.2020
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Бесконтактные смарт-карты – лёгкая добыча для хакеров
Быстро распространяется бесконтактная оплата новыми кредитными картами – удобно и актуально.
Но личные данные очень легко могут быть перехвачены специальной шпионской программой.
Ответственность за это уязвимое место в системе безопасности несёт, так называемый, NFC-радиочип...
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Бесконтактные смарт-карты – лёгкая добыча для хакеров
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30.04.2020 | www.kla.tv/16266
В последнее время банки предлагают новые кредитные карты, позволяющие удобную, бесконтактную оплату с помощью любого считывающего устройства. Эксперт по ИТ-безопасности Марк Семмлер, проводя тестирование в рамках телепередачи «Marktcheck» доказал, насколько легко с помощью смартфона, снабжённого специальной шпионской программой, взломать на кредитной карте личные данные. Программа позволяет без особых усилий узнать ФИО клиента, номер и срок действия кредитной карты. Тем самым онлайн-мошенничество, как например, оплата дорогих товаров при помощи чужих данных, становится для электронных воров детской забавой. Ответственным за эту лазейку является т.н. NFC-радиочип*, инсталлированный в новых кредитных картах. NFC означает «коммуникация ближнего поля» Будь это карты American Express, Visa, Diners или Mastercard – все они снабжены специальной NFC-функцией**, на которую обычно указывает знак, изображённый на карте. NFC для карты Visa, обозначается как „Paywave“, для Mastercard“ „Paypass“, а для American Express „Expresspay“. Свыше 5,5 млн. таких карт уже находятся в обращении. Реклама заманивает удобными бесконтактными платежами с такой карты. Однако, что на самом деле получает пользователь, приобретая такую «улучшенную карту нового поколения»? Это высокий риск с достаточно лёгким доступом хакеров к его личным данным. Не пересели ли мы с лошади на осла? *Near Field Communication (коммуникация ближнего поля) **NFC для карты Visa обозначается как «Paywave», для Mastercard «Paypass», а для American Express – «Expresspay »
от sbi.
www.finanztip.de/kreditkarten/nfc-kontaktlos-bezahlen/